:root{--teal:#0F3B3E;--teal2:#16494d;--mint:#4FBFA4;--gold:#D4A24C;--paper:#F3F7F5;--ink:#10282a;--muted:#5d7476;--line:#dbe5e2;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--white);line-height:1.6}
h1,h2,h3{font-family:Fraunces,Georgia,'Times New Roman',serif;line-height:1.15;margin:0 0 .5em;color:var(--teal)}
a{color:var(--teal2)}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
header.top{position:sticky;top:0;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);z-index:5}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;height:62px}
.brand{display:flex;align-items:center;gap:10px;font-family:Fraunces,Georgia,serif;font-weight:700;font-size:22px;color:var(--teal);text-decoration:none}
.brand img{width:32px;height:32px;border-radius:8px}
nav a{margin-left:20px;text-decoration:none;color:var(--muted);font-weight:600;font-size:14px}
nav a:hover{color:var(--teal)}
.btn{display:inline-block;padding:13px 22px;border-radius:12px;background:var(--teal);color:#fff!important;text-decoration:none;font-weight:700}
.btn.alt{background:transparent;color:var(--teal)!important;border:1.5px solid var(--teal)}
.hero{background:var(--teal);color:#fff;padding:84px 0 92px}
.hero h1{color:#fff;font-size:clamp(34px,6vw,56px);max-width:760px}
.hero p{max-width:620px;font-size:19px;color:#cfe3df}
.hero .tag{display:inline-block;background:rgba(212,162,76,.18);color:var(--gold);padding:5px 12px;border-radius:99px;font-weight:700;font-size:12.5px;letter-spacing:.4px;margin-bottom:18px}
.hero .btn{background:var(--gold);color:var(--teal)!important;margin:0 10px 10px 0}
.hero .btn.alt{background:transparent;color:#fff!important;border-color:rgba(255,255,255,.5)}
section{padding:68px 0}section.alt{background:var(--paper)}
h2{font-size:clamp(26px,4vw,36px)}
.lead{color:var(--muted);max-width:640px;font-size:17px}
.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));margin-top:30px}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px}
.card h3{font-size:19px}.card p{margin:0;color:var(--muted);font-size:15px}
.num{width:34px;height:34px;border-radius:50%;background:var(--gold);color:var(--teal);display:grid;place-items:center;font-weight:800;margin-bottom:12px}
.notice{border-left:4px solid var(--gold);background:#fff;padding:16px 18px;border-radius:0 12px 12px 0;margin-top:26px;color:var(--ink);font-size:15px}
footer{background:var(--teal);color:#a9c4c0;padding:40px 0;font-size:14px}
footer a{color:#fff}footer .row{display:flex;flex-wrap:wrap;gap:12px 28px;justify-content:space-between}
.legal{max-width:760px;margin:0 auto;padding:46px 20px 80px}
.legal h1{font-size:34px}.legal h2{font-size:21px;margin-top:1.8em}
.draft{background:#fff7e6;border:1px solid var(--gold);padding:12px 14px;border-radius:10px;font-size:14px}
@media(max-width:640px){nav a.hide{display:none}.hero{padding:56px 0 64px}}
.grid.g4{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}

.btn.sm{padding:8px 14px;border-radius:10px;font-size:14px;margin-left:20px}nav .btn.sm{color:#fff}
.form{display:grid;gap:12px;max-width:520px;margin-top:22px;position:relative}
.form input,.form textarea{width:100%;padding:13px 14px;border:1px solid var(--line);border-radius:12px;font:inherit;background:#fff;color:var(--ink)}
.form input:focus,.form textarea:focus{outline:2px solid var(--mint);border-color:var(--mint)}
.form button{border:0;cursor:pointer;font:inherit;font-weight:700;justify-self:start}
.form button:disabled{opacity:.6}.fmsg{margin:0;min-height:22px;font-size:14px;color:var(--muted)}.fmsg.ok{color:#1f7a5f;font-weight:600}.fmsg.err{color:#b3261e}