Draft for legal review. Replace this page with the version approved by your counsel before relying on it. Last updated: October 2026.

Terms of Use

1. About Zadro

Zadro is a custodial digital wallet that lets eligible users hold a USD stablecoin balance and transfer it to other Zadro users. Zadro is operated by JR Invest Corp ("Zadro", "we"). Zadro is not a bank and does not offer deposit accounts, interest or loans.

2. Eligibility and access

Access is currently by invitation during a private pilot. You must be of legal age, provide accurate information, and may not use Zadro if you are subject to sanctions or act on behalf of a sanctioned person or entity.

3. Prohibited use

You may not use Zadro for unlawful activity, fraud, money laundering, to benefit sanctioned persons, governments or state-owned entities where prohibited by law, or to circumvent our limits and controls.

4. Fees and limits

Applicable fees are displayed before you confirm each transfer. Per-transaction and monthly limits apply and may change.

5. Custody and balances

Zadro holds customer balances in custody and records them in an internal ledger. Balances do not earn interest. We may hold, delay or reverse a transfer when required by law or to investigate suspected misuse.

6. Account security

You are responsible for keeping your credentials secure and for activity under your account. Tell us immediately if you suspect unauthorized access.

7. Suspension and termination

We may suspend or close accounts that violate these terms or applicable law, or to comply with legal obligations.

8. Pilot disclaimer

Zadro is provided during a pilot phase. Features may change, and the service is provided "as is" to the extent permitted by law.

9. Governing law

[Definir con asesor legal: ley aplicable y jurisdicción.]

10. Contact

jairo@zadro.app